Tennessee insurance license exam practice tests

Tennessee Life and Accident & Health producer exam prep, with the law behind every answer.

Built for the Tennessee Life and Accident & Health producer licenses, on the Pearson VUE outline in effect from October 7, 2026: 50 general questions and 18 on Tennessee law. When you submit, each question shows why every choice is right or wrong and quotes the statute or rule it comes from.

Try the 15-question sample test Coming soon

A submitted Tennessee law practice question with the correct answer marked, an explanation for each choice and the quoted Tennessee statute it comes from.
The source box for that question: the quoted Tennessee statute, its citation, T.C.A. 56-8-105(7), and a link to read it.

The Tennessee exam at a glance

50 + 18 formatThe real exam: 50 general and 18 Tennessee law questions

1 hr 45 minto finish each exam

70passing score (scaled)

Center or onlineat a Pearson VUE test center or from home with OnVUE

Sources: Pearson VUE Tennessee content outlines (effective October 7, 2026) and candidate handbook. Check them for current details.

Why Prep Retention

What makes Prep Retention different

Built for the Tennessee Life and Accident & Health exams around one idea: you should know exactly why every answer is right.

  • Built for the exam you will actually take

    Tennessee put new exam outlines in place for exams taken on or after October 7, 2026. Every practice exam here follows them: 50 general questions and 18 on Tennessee law, with the same section weights as the real exam.

  • The law quoted in every answer

    Every paid question quotes the statute or source it comes from, with a link to read it yourself.

  • All four choices explained

    Some practice tests only tell you right or wrong. Here, every question explains why each choice is right or wrong, including every Tennessee law question.

  • Hear any question read aloud

    Every question and its answer choices can be read aloud with one tap in most browsers. Good for learning on the go or if you study better by listening.

  • One price, everything included

    $54.99 per exam or $79.99 for both. One-time payment, no subscription. All seven study tools come with every package. No higher tier to unlock more tools.

  • 180 days to study

    Your access lasts 180 days from the day you buy, so a slow start or a second try at the exam still fits inside your access.

  • Missed questions come back

    Questions you get wrong return on later days until you get them right in separate review sessions, so weak spots do not stay weak.

What you get

Seven study tools for the Tennessee Life and A&H exams

They work together: practice exams find your gaps, quizzes, flashcards and the study guide fill them, and the review queue brings back what you missed. Every screen below is the real Tennessee product.

Tool 01

Full-length exam simulators

Sit a complete practice exam before you sit the real one. 68 questions in the same topic mix as the Pearson content outline: 50 general and 18 on Tennessee law. Timed to the real exam's 1 hour and 45 minutes, with no hints until you submit.

  • Section simulators for just the general part or just Tennessee law
  • A weak-spot simulator built from your three weakest topics
  • Flag questions and change answers until you submit
  • Standard time, 1.5 times, 2 times or untimed
A Tennessee practice exam in progress: question 12 of 68 on a Tennessee statute, with a running timer and one choice selected.

Tool 02

Topic mini quizzes

Ten questions on one topic when you only have ten minutes. Every topic in the exam outline has its own quiz, from types of life policies to Tennessee accident and health laws. Untimed, with full explanations after you submit.

  • One quiz for every outline topic in your exam
  • Good for a lunch break or the train
  • Results feed your readiness and weak spots
The mini quiz list on the Tennessee dashboard, one card per exam topic including Tennessee laws for both exams and Tennessee life insurance laws, each with a Start quiz button.

Tool 03

Flashcards built from the question bank

Cards that come from the same sourced questions you practice. Each card shows the concept and a question on the front. Turn it over for the answer, a short reason and the source it comes from.

  • Built automatically for every topic, nothing to make yourself
  • Mark a card "I know this" or "Still learning"
  • Known cards move to the back of the deck, so you still see them again
A flashcard turned over, showing the answer, the reason and a quoted source passage.

Tool 04

Study guide with the quoted law

Every topic of the exam outline on one page, with the law behind it. The study guide is built from the same sourced questions: for each topic it lists the key concepts with the quoted statute, regulation or official source, its citation and a link to read it in full.

  • One guide for every outline section of your exam
  • Grouped by topic, each source listed once
  • Sits next to the flashcards on your dashboard
The study guide for Tennessee life insurance laws: a key point with the quoted Tennessee statute, its citation and a link.

Tool 05

Due today review

The questions you missed come back until they stick. Miss a question in any practice test and it returns on a later day. It keeps coming back until you get it right in three separate review sessions.

  • Your dashboard says how many questions are due today
  • One click starts a short review session
  • Finished questions drop out on their own
The Due today panel showing missed questions ready for review and a Review now button.

Tool 06

Every question is directly sourced

It's the fastest way to make it stick: answer the question, then see exactly why, straight from the law.

See why each answer is right, and check the law yourself. After you submit, every question shows the correct answer, why each choice is right or wrong, and a quoted passage from the statute, regulation or official source, with a link to read it in full.

  • An explanation for all four choices, not just the right one
  • The quoted passage sits next to the answer it supports
  • Report a problem button on every question
A results card: the chosen answer marked Incorrect, the correct answer marked Correct, explanations for each choice and a source box with the quoted law.

Tool 07

Readiness tracking

Know which topics are holding you back. Your answers roll up into scores by topic and a readiness estimate weighted like the exam outline, compared with a 70% target. The real exam's passing score of 70 is not the same as getting 70% of the questions right, so this is an estimate from your practice, not a prediction of your real score.

  • Scores and status for every outline topic
  • Your weakest topics listed in order
  • A history of every test you have taken
The readiness panel showing a readiness percentage compared with the passing mark.

Pricing

Pick the Tennessee license you are going for

One-time payment. No subscription and no automatic renewal. 180 days of access. No other fees.

Life only

$54.99

One-time payment

Life Producer

For the Tennessee Life Producer license: life policies, riders, underwriting, retirement plans and Tennessee life law.

See what is covered Coming soon
Health only

$54.99

One-time payment

Accident and Health Producer

For the Tennessee A&H license: health policies, provisions, social insurance, underwriting and Tennessee health law.

See what is covered Coming soon

Free Tennessee practice tests and guides

Every question explains all four choices and quotes the law it comes from.

Tennessee exam FAQ

Questions about the Tennessee insurance exam

Short answers from the official Pearson VUE and Tennessee Department of Commerce and Insurance pages. Check them for current details.

How many questions are on the Tennessee Life and Accident & Health producer exams?

Each exam has 68 scored questions: 50 general insurance questions and 18 on Tennessee laws and rules. There are also 9 unscored pretest questions, so you see 77 in all.

Source: Pearson VUE Tennessee content outlines (effective October 7, 2026).

How long is the Tennessee insurance exam, and what score do I need?

You get 1 hour and 45 minutes for each exam. The passing score is 70, on a scaled score.

Source: Pearson VUE Tennessee candidate handbook.

How much does the Tennessee insurance exam cost?

The fee is $55 per exam, or $80 for Life and Accident & Health together online with OnVUE. The license application filing fee is a separate $50.

Source: Pearson VUE Tennessee candidate handbook, TDCI producer licensing with exams.

Can I take the Tennessee insurance exam online from home?

Yes. Pearson VUE offers the Life and Accident & Health exams online through OnVUE as well as at test centers. The handbook limits you to 2 OnVUE attempts per exam line.

Source: Pearson VUE Tennessee candidate handbook.

Do I need a pre-licensing course for the Tennessee Life or Accident & Health exam?

No. The Tennessee Department of Commerce and Insurance lists a pre-licensing course only for the title insurance line.

Source: TDCI producer licensing with exams.

Are these real Tennessee exam questions?

No. Our practice questions are written by us and are not questions from the actual exam. Prep Retention is not affiliated with Pearson or the Tennessee Department of Commerce and Insurance.

Good to know

Prep Retention is independent practice material. It is not affiliated with or endorsed by Pearson or the Tennessee Department of Commerce and Insurance, it is exam review and practice material only, not a pre-licensing or approved course, and no certificate is issued. Our questions are written by us; they are not questions from the actual exam. We do not guarantee that you will pass. Results vary.

Exam details on this page are summaries for study purposes and may change. For official and current information about the exam, scheduling, fees and licensing requirements, check the Tennessee Department of Commerce and Insurance and the exam provider directly.