Prep RetentionInsurance Exam Prep

Hawaii insurance license exam practice tests

Hawaii Life and Accident & Health producer exam prep, with the law behind every answer.

Built for the Hawaii Life and Accident & Health producer licenses, on the Pearson VUE outline effective January 1, 2026: 50 general questions and 35 on Hawaii law. When you submit, each question shows why every choice is right or wrong and quotes the statute or regulation it comes from.

See the tools

Try the 15-question sample test

A submitted Hawaii law practice question with the correct answer marked, an explanation for each choice and the quoted Hawaii law it comes from.
The source box for that question: the quoted Hawaii law, its citation, and a link to read it.

50 + 35 formatThe real exam: 50 general and 35 Hawaii law questions

120 mintest time for each exam

Center or onlineat a Pearson VUE test center or online with OnVUE

No courseHawaii does not require pre-licensing education

Sources: Pearson VUE Hawaii content outlines (effective January 1, 2026) and candidate handbook, and the Hawaii Insurance Division. Check them for current details.

Why Prep Retention

What makes Prep Retention different

Built for the Hawaii Life and Accident & Health exams around one idea: you should know exactly why every answer is right.

  • Built for the exam you will actually take

    Every practice exam here follows the Pearson VUE Hawaii outlines effective January 1, 2026: 50 general questions and 35 on Hawaii law, with the same section weights as the real exam.

  • The law quoted in every answer

    Every paid question quotes the statute or source it comes from, with a link to read it yourself.

  • All four choices explained

    Some practice tests only tell you right or wrong. Here, every question explains why each choice is right or wrong, including every Hawaii law question.

  • Hear any question read aloud

    Every question and its answer choices can be read aloud with one tap in most browsers. Good for learning on the go or if you study better by listening.

  • One price, everything included

    $54.99 per exam or $79.99 for both. One-time payment, no subscription. All seven study tools come with every package. No higher tier to unlock more tools.

  • 180 days to study

    Your access lasts 180 days from the day you buy, so a slow start or a second try at the exam still fits inside your access.

  • Missed questions come back

    Questions you get wrong return on later days until you get them right in separate review sessions, so weak spots do not stay weak.

What you get

Seven study tools for the Hawaii Life and A&H exams

They work together: practice exams find your gaps, quizzes, flashcards and the study guide fill them, and the review queue brings back what you missed. Every screen below is the real Hawaii product.

Tool 01

Full-length exam simulators

Sit a complete practice exam before you sit the real one. 85 questions in the same topic mix as the Pearson content outline: 50 general and 35 on Hawaii law. Timed at 120 minutes, the 75 plus 45 minutes Pearson's Hawaii handbook lists for the two parts of each exam, with no hints until you submit.

  • Section simulators for just the general part or just Hawaii law
  • A weak-spot simulator built from your three weakest topics
  • Flag questions and change answers until you submit
  • Standard time, 1.5 times, 2 times or untimed
A Hawaii practice exam in progress: question 12 of 85, with a running timer and one choice selected.

Tool 02

Topic mini quizzes

Ten questions on one topic when you only have ten minutes. Every topic in the exam outline has its own quiz, from types of life policies to Hawaii accident and health laws. Untimed, with full explanations after you submit.

  • One quiz for every outline topic in your exam
  • Good for a lunch break or the train
  • Results feed your readiness and weak spots
The mini quiz list on the Hawaii dashboard, one card per exam topic including Hawaii laws for both exams and Hawaii life insurance laws, each with a Start quiz button.

Tool 03

Flashcards built from the question bank

Cards that come from the same sourced questions you practice. Each card shows the concept and a question on the front. Turn it over for the answer, a short reason and the source it comes from.

  • Built automatically for every topic, nothing to make yourself
  • Mark a card "I know this" or "Still learning"
  • Known cards move to the back of the deck, so you still see them again
A flashcard turned over, showing the answer, the reason and a quoted source passage.

Tool 04

Study guide with the quoted law

Every topic of the exam outline on one page, with the law behind it. The study guide is built from the same sourced questions: for each topic it lists the key concepts with the quoted statute, regulation or official source, its citation and a link to read it in full.

  • One guide for every outline section of your exam
  • Grouped by topic, each source listed once
  • Sits next to the flashcards on your dashboard
The study guide for Hawaii life insurance laws: a key point with the quoted Hawaii law, its citation and a link.

Tool 05

Due today review

The questions you missed come back until they stick. Miss a question in any practice test and it returns on a later day. It keeps coming back until you get it right in three separate review sessions.

  • Your dashboard says how many questions are due today
  • One click starts a short review session
  • Finished questions drop out on their own
The Due today panel showing missed questions ready for review and a Review now button.

Tool 06

Every question is directly sourced

It's the fastest way to make it stick: answer the question, then see exactly why, straight from the law.

See why each answer is right, and check the law yourself. After you submit, every question shows the correct answer, why each choice is right or wrong, and a quoted passage from the statute, regulation or official source, with a link to read it in full.

  • An explanation for all four choices, not just the right one
  • The quoted passage sits next to the answer it supports
  • Report a problem button on every question
A results card: the chosen answer marked Incorrect, the correct answer marked Correct, explanations for each choice and a source box with the quoted law.

Tool 07

Readiness tracking

Know which topics are holding you back. Your answers roll up into scores by topic and a readiness estimate weighted like the exam outline, compared with a 70% target. The real exam's passing score of 70 is not the same as getting 70% of the questions right, so this is an estimate from your practice, not a prediction of your real score.

  • Scores and status for every outline topic
  • Your weakest topics listed in order
  • A history of every test you have taken
The readiness panel showing a readiness percentage compared with the passing mark.

Pricing

Pick the Hawaii license you are going for

One-time payment. No subscription and no automatic renewal. 180 days of access. No other fees.

Life only

$54.99

One-time payment

Life Producer

For the Hawaii Life Producer license: life policies, riders, underwriting, retirement plans and Hawaii life law.

See what is covered
Save $29.99 Both licenses

$79.99

$109.98 separately You save $29.99

One-time payment

Life + Accident & Health bundle

Both Hawaii exams, every topic. $29.99 less than buying them one at a time.

See the bundle
Health only

$54.99

One-time payment

Accident and Health Producer

For the Hawaii A&H license: health policies, provisions, social insurance, underwriting and Hawaii health law.

See what is covered

Free Hawaii practice tests and guides

Every question explains all four choices and quotes the law it comes from.

Hawaii exam FAQ

Questions about the Hawaii insurance exam

Short answers from the official Pearson VUE pages, the Hawaii Insurance Division and the Hawaii Revised Statutes. Check them for current details.

How many questions are on the Hawaii Life and Accident & Health producer exams?

Each exam has 85 scored questions: 50 general insurance questions and 35 on Hawaii laws and rules (23 common to all lines and 12 for your line). Unscored pretest questions are mixed in too: 11 on the Life exam and 10 on the Accident and Health exam.

Source: Pearson VUE Hawaii content outlines (effective January 1, 2026).

How long is the Hawaii insurance exam, and what score do I need?

The handbook lists 75 minutes for the general part and 45 minutes for the Hawaii part of each exam. It lists a passing score of 70 for resident producers and says a score shows how close a candidate came to passing, "rather than the actual number or percentage of questions the candidates answered correctly."

Source: Pearson VUE Hawaii candidate handbook.

Can I take the Hawaii insurance exam online from home?

Yes. The Hawaii Insurance Division says you may take your exam online through OnVUE online proctoring or at a test center. Walk-in testing is not available.

Source: Hawaii Insurance Division, examination information.

Do I need a pre-licensing course for the Hawaii Life or Accident & Health exam?

No. The handbook says the Hawaii Insurance Division "does not require a specific program of pre-licensing education".

Source: Pearson VUE Hawaii candidate handbook.

What if I do not pass?

After a test center attempt you wait 24 hours to retest. After a first online (OnVUE) attempt you wait two weeks, and four weeks after later online retests. Exam scores are valid for two years from the exam date (HRS 431:9A-105).

Source: Pearson VUE Hawaii candidate handbook, HRS 431:9A-105.

Are these real Hawaii exam questions?

No. Our practice questions are written by us and are not questions from the actual exam. Prep Retention is not affiliated with Pearson or the Hawaii Insurance Division.

Good to know

Prep Retention is independent practice material. It is not affiliated with or endorsed by Pearson or the Hawaii Insurance Division, it is exam review and practice material only, not a pre-licensing or approved course, and no certificate is issued. Our questions are written by us; they are not questions from the actual exam. We do not guarantee that you will pass. Results vary.

Exam details on this page are summaries for study purposes and may change. For official and current information about the exam, scheduling, fees and licensing requirements, check the Hawaii Insurance Division and the exam provider directly.