Kansas insurance exam guide (2026)
Last updated
The Kansas Life and Accident and Health producer exams, from Pearson VUE's Kansas content outlines (effective March 1, 2025) and candidate handbook (July 2026).
The exam at a glance
| Life Producer (12-KS-01) | Accident and Health Producer (12-KS-02) | |
|---|---|---|
| General knowledge questions | 50 scored | 50 scored |
| Kansas law questions | 34 scored | 34 scored |
| Pretest questions (not scored) | 11 | 11 |
| Total on the exam | 95 (84 scored) | 95 (84 scored) |
| Time allowed | 90 minutes | 90 minutes |
| Passing score | 70% | 70% |
The question counts come from the content outlines, which print "(84 scored questions plus 11 pretest questions)" for each exam. The time and passing score come from the candidate handbook, which says "The passing score for each examination is 70%." Pretest questions "are mixed in with the scored questions and are not identified."
Pearson also offers a combined Life and Accident and Health exam (12-KS-05) with 140 scored questions in 150 minutes. On the combined exam you must pass the entire exam to get a Kansas license.
What is on the Life exam
| Section | Scored questions |
|---|---|
| I. Types of Policies | 15 |
| II. Life Provisions, Riders, Options, and Exclusions | 15 |
| III. Completing the Application, Underwriting, and Delivering the Policy | 12 |
| IV. Retirement and Other Insurance Concepts | 8 |
| V. Kansas statutes and regulations common to life, health, property, and casualty insurance | 20 |
| VI. Kansas statutes and regulations pertinent to life insurance only | 14 |
What is on the Accident and Health exam
| Section | Scored questions |
|---|---|
| I. Types of Policies | 16 |
| II. Policy Provisions, Clauses, and Riders | 15 |
| III. Social Insurance | 6 |
| IV. Other Insurance Concepts | 5 |
| V. Field Underwriting Procedures | 8 |
| VI. Kansas statutes and regulations common to life, health, property, and casualty insurance | 20 |
| VII. Kansas statutes, rules, and regulations pertinent to health insurance only | 14 |
Kansas law is 34 of the 84 scored questions on each exam. Practice it: free Kansas insurance law questions Coming soon.
Scheduling and test day
- Where: in person only. Pearson VUE's Kansas page and the Kansas Insurance Department say Kansas candidates reserve their appointment in a physical testing center. The handbook lists test centers in Hays, Overland Park, Topeka and Wichita, plus one center just across the state line, and says candidates may test at any Pearson VUE test center in the US.
- How to book: online with Pearson VUE. Walk-in exams are not available.
- Changes: change or cancel at least 48 hours before the exam.
Results and retakes
Your score report says pass or fail; a failing report also shows a numeric score and diagnostic information. If you fail, the handbook says you must wait at least seven calendar days before retaking, and there is no limit on the number of times you may take an exam. Exam scores are valid for two years.
Do I need a pre-licensing course in Kansas?
No. The handbook and the Kansas Insurance Department both say "Kansas does not have a pre-licensing education requirement."
Ready to practice? Try the free Life Coming soon or Accident & Health Coming soon practice test.