Prep RetentionInsurance Exam Prep

Idaho insurance license exam practice tests

Idaho Life and Accident & Health producer exam prep, with the law behind every answer.

Built for the Idaho Life and Accident & Health producer licenses, on the Pearson VUE outline effective July 31, 2025: 50 general questions and 25 on Idaho law. When you submit, each question shows why every choice is right or wrong and quotes the statute or regulation it comes from.

See the tools

Try the 15-question sample test

A submitted Idaho law practice question with the correct answer marked, an explanation for each choice and the quoted Idaho law it comes from.
The source box for that question: the quoted Idaho law, its citation, and a link to read it.

50 + 25 formatThe real exam: 50 general and 25 Idaho law questions

120 mintest time for each exam

Center or onlineat a Pearson VUE test center or online with OnVUE

English or Spanishboth exams are offered in English and Spanish

Sources: Pearson VUE Idaho content outlines (effective July 31, 2025) and candidate handbook, and the Idaho Department of Insurance. Check them for current details.

Why Prep Retention

What makes Prep Retention different

Built for the Idaho Life and Accident & Health exams around one idea: you should know exactly why every answer is right.

  • Built for the exam you will actually take

    Every practice exam here follows the Pearson VUE Idaho outlines effective July 31, 2025: 50 general questions and 25 on Idaho law, with the same section weights as the real exam.

  • The law quoted in every answer

    Every paid question quotes the statute or source it comes from, with a link to read it yourself.

  • All four choices explained

    Some practice tests only tell you right or wrong. Here, every question explains why each choice is right or wrong, including every Idaho law question.

  • Hear any question read aloud

    Every question and its answer choices can be read aloud with one tap in most browsers. Good for learning on the go or if you study better by listening.

  • One price, everything included

    $54.99 per exam or $79.99 for both. One-time payment, no subscription. All seven study tools come with every package. No higher tier to unlock more tools.

  • 180 days to study

    Your access lasts 180 days from the day you buy, so a slow start or a second try at the exam still fits inside your access.

  • Missed questions come back

    Questions you get wrong return on later days until you get them right in separate review sessions, so weak spots do not stay weak.

What you get

Seven study tools for the Idaho Life and A&H exams

They work together: practice exams find your gaps, quizzes, flashcards and the study guide fill them, and the review queue brings back what you missed. Every screen below is the real Idaho product.

Tool 01

Full-length exam simulators

Sit a complete practice exam before you sit the real one. 75 questions in the same topic mix as the Pearson content outline: 50 general and 25 on Idaho law. Timed at 120 minutes, the test time Pearson's Idaho handbook lists for each exam, with no hints until you submit.

  • Section simulators for just the general part or just Idaho law
  • A weak-spot simulator built from your three weakest topics
  • Flag questions and change answers until you submit
  • Standard time, 1.5 times, 2 times or untimed
A Idaho practice exam in progress: question 12 of 75, with a running timer and one choice selected.

Tool 02

Topic mini quizzes

Ten questions on one topic when you only have ten minutes. Every topic in the exam outline has its own quiz, from types of life policies to Idaho accident and health laws. Untimed, with full explanations after you submit.

  • One quiz for every outline topic in your exam
  • Good for a lunch break or the train
  • Results feed your readiness and weak spots
The mini quiz list on the Idaho dashboard, one card per exam topic including Idaho laws for both exams and Idaho life insurance laws, each with a Start quiz button.

Tool 03

Flashcards built from the question bank

Cards that come from the same sourced questions you practice. Each card shows the concept and a question on the front. Turn it over for the answer, a short reason and the source it comes from.

  • Built automatically for every topic, nothing to make yourself
  • Mark a card "I know this" or "Still learning"
  • Known cards move to the back of the deck, so you still see them again
A flashcard turned over, showing the answer, the reason and a quoted source passage.

Tool 04

Study guide with the quoted law

Every topic of the exam outline on one page, with the law behind it. The study guide is built from the same sourced questions: for each topic it lists the key concepts with the quoted statute, regulation or official source, its citation and a link to read it in full.

  • One guide for every outline section of your exam
  • Grouped by topic, each source listed once
  • Sits next to the flashcards on your dashboard
The study guide for Idaho life insurance laws: a key point with the quoted Idaho law, its citation and a link.

Tool 05

Due today review

The questions you missed come back until they stick. Miss a question in any practice test and it returns on a later day. It keeps coming back until you get it right in three separate review sessions.

  • Your dashboard says how many questions are due today
  • One click starts a short review session
  • Finished questions drop out on their own
The Due today panel showing missed questions ready for review and a Review now button.

Tool 06

Every question is directly sourced

It's the fastest way to make it stick: answer the question, then see exactly why, straight from the law.

See why each answer is right, and check the law yourself. After you submit, every question shows the correct answer, why each choice is right or wrong, and a quoted passage from the statute, regulation or official source, with a link to read it in full.

  • An explanation for all four choices, not just the right one
  • The quoted passage sits next to the answer it supports
  • Report a problem button on every question
A results card: the chosen answer marked Incorrect, the correct answer marked Correct, explanations for each choice and a source box with the quoted law.

Tool 07

Readiness tracking

Know which topics are holding you back. Your answers roll up into scores by topic and a readiness estimate weighted like the exam outline, compared with a 70% target. Pearson's Idaho handbook does not state a passing score, so this is an estimate from your practice, not a prediction of your real score.

  • Scores and status for every outline topic
  • Your weakest topics listed in order
  • A history of every test you have taken
The readiness panel showing a readiness percentage compared with the passing mark.

Pricing

Pick the Idaho license you are going for

One-time payment. No subscription and no automatic renewal. 180 days of access. No other fees.

Life only

$54.99

One-time payment

Life Producer

For the Idaho Life Producer license: life policies, riders, underwriting, retirement plans and Idaho life law.

See what is covered
Save $29.99 Both licenses

$79.99

$109.98 separately You save $29.99

One-time payment

Life + Accident & Health bundle

Both Idaho exams, every topic. $29.99 less than buying them one at a time.

See the bundle
Health only

$54.99

One-time payment

Accident and Health Producer

For the Idaho A&H license: health policies, provisions, social insurance, underwriting and Idaho health law.

See what is covered

Free Idaho practice tests and guides

Every question explains all four choices and quotes the law it comes from.

Idaho exam FAQ

Questions about the Idaho insurance exam

Short answers from the official Pearson VUE pages, the Idaho Department of Insurance and the Idaho Code. Check them for current details.

How many questions are on the Idaho Life and Accident & Health producer exams?

Each exam has 75 scored questions: 50 general insurance questions and 25 on Idaho statutes, rules and regulations (12 common to all lines, 3 common to life and health, and 10 for your line). There are also 11 pretest questions that do not count, so you see 86 in all.

Source: Pearson VUE Idaho content outlines (effective July 31, 2025).

How long is the Idaho insurance exam, and what score do I need?

The handbook lists 120 minutes for each exam. It does not state a passing score. Each exam has a general section and a state section; if you pass one and fail the other, you retake only the section you did not pass.

Source: Pearson VUE Idaho candidate handbook.

Can I take the Idaho insurance exam online from home?

Yes. The Life and Accident and Health exams can be taken in person at a Pearson VUE test center or online with OnVUE, Pearson's online proctored exam.

Source: Pearson VUE Idaho OnVUE page, Pearson VUE Idaho candidate handbook.

Is the Idaho exam offered in Spanish?

Yes. The handbook says "Exams are available in both English and Spanish," and lists Spanish versions of the Life and the Accident and Health exams.

Source: Pearson VUE Idaho candidate handbook.

What if I do not pass?

The handbook says you can retake 24 hours after your last attempt and there is no limit on the number of attempts. Results are valid for 180 days, and Idaho Code 41-1006(4) says license applications not received within 180 days of passing are denied.

Source: Pearson VUE Idaho candidate handbook, Idaho Code 41-1006.

Are these real Idaho exam questions?

No. Our practice questions are written by us and are not questions from the actual exam. Prep Retention is not affiliated with Pearson or the Idaho Department of Insurance.

Good to know

Prep Retention is independent practice material. It is not affiliated with or endorsed by Pearson or the Idaho Department of Insurance, it is exam review and practice material only, not a pre-licensing or approved course, and no certificate is issued. Our questions are written by us; they are not questions from the actual exam. We do not guarantee that you will pass. Results vary.

Exam details on this page are summaries for study purposes and may change. For official and current information about the exam, scheduling, fees and licensing requirements, check the Idaho Department of Insurance and the exam provider directly.