How to get a life and health insurance license in Pennsylvania
Last updated
The steps to become a licensed life or accident and health insurance producer in Pennsylvania, from PSI's Pennsylvania bulletin and the Pennsylvania statutes (40 P.S., read on FindLaw).
The steps
- Study for the exam. Each exam has 100 scored questions spread over PSI's content sections, with Pennsylvania law inside them. The current statute does not require a pre-licensing course. See the exam guide.
- Schedule and pass the exam with PSI. The fee is $45 per exam. You can choose a test center or remote proctoring.
- Get fingerprinted. 40 P.S. 310.5(a)(2) requires your fingerprints with the application, for an FBI criminal history check. The PSI bulletin says fingerprinting is done through IdentoGO.
- Apply for the license. 40 P.S. 310.5(a) lists what you send: the application with your lines of authority, your fingerprints, proof that you passed the exam, and the license fee. The resident fee is $55.
Costs
| Item | Cost | Source |
|---|---|---|
| Life exam (16-01) | $45 | PSI Pennsylvania Insurance candidate information bulletin (effective 1/22/2026) |
| Accident and Health exam (16-02) | $45 | PSI Pennsylvania Insurance candidate information bulletin (effective 1/22/2026) |
| Combined Life, Accident and Health exam (16-03) | $55 | PSI Pennsylvania Insurance candidate information bulletin (effective 1/22/2026) |
| Resident producer license application | $55 | 40 P.S. 310.5, application for license (FindLaw) |
| Resident license renewal | $55 | 40 P.S. 310.8, license renewals (FindLaw) |
The fingerprinting fee is not on the pages above, so check it when you book.
Good to know
- License period: 40 P.S. 310.8(b) refers to a two-year license period.
- Continuing education: 24 credit hours for each two-year license period, at least 3 of them on ethics (40 P.S. 310.8(b)).
- Retakes: no limit if you fail, but not on the same day as your last exam. Each exam fee is non-refundable.
- Licensed in another state: 40 P.S. 310.4(d)(6) lists a person licensed as a producer in another state, for the lines they want, among those who do not need to take the exam.
Ready to practice? Try the free Life practice test, the free Accident & Health practice test, or the free Pennsylvania law questions.